It's easy to make excuses about saving and one's income, but this article is really interesting. I've been going through our financials with a fine tooth comb these past few weeks as we are venturing into a new part of our life and it's really true that if we are willing to make little (and big) changes (some may say sacrifices) it can be done. Unfortunately it is NEVER easy! And being a person that was lucky enough to never have to worry it has been a struggle of mine as I have grown on my own to make my own budgets, actually stick to them, make changes in my lifestyle, etc.!
But always knowing that it is for the better of my family and our future!